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It’s hard for us to find the words to express just how bad airline travel is going to be this summer. We wish the news were different, but it’s the truth. First of all, air fares are soaring. Second, airlines are cutting back on the number of routes available and staff. Continental announced that it’s trimming 3,000 jobs and cutting back its capacity by 11%. American is reducing its capacity by a similar amount, and United is cutting its number of flights by about 18%. It’s all because of record gas and fuel prices. Just when you thought the worst was over, think again. Airlines are also adding extra fees—sizable ones, at that!—to help them cover their spiraling fuel costs. Some airlines have even stopped handing out that little bag containing all of nine itty-bitty pretzels! Before you find yourself spending a lot more than you thought you were going to, click here to watch Daria’s brand new summer travel alert video. It just might be enough to make you take the train! Let me (Ken here) tell you a quick story: Last year, I had some pretty bad back pain one Sunday, and when I couldn’t sit down to eat dinner, Daria said, “That’s it. We’re going to the emergency room.” Four hours and $9,000 later, I was told I had walking pneumonia. That shows you just how expensive hospital visits can be. Even though the total bill almost put me back in the hospital, it was accurate. That’s the exception rather than the rule. One study we saw found that 97% of hospital bills contained errors! Don’t let them overcharge you one penny! Read up on the most common ways hospitals overcharge.
With the interest rates for 30-year fixed mortgages hovering around the 6% level, it may make sense to consider refinancing your mortgage if you are carrying a higher rate or have an adjustable rate mortgage (ARM) that you want to convert to a fixed (please do!). Here are three quick tips for getting the best deal:
Be sure to use our Dolans.com calculator to help determine if refinancing makes sense for you. And for more tips on refinancing, read our complete article Sincerely,
Ken & Daria Dolan
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Have you seen the latest sales gimmick to get you to buy a car? Chrysler is offering you gas at a maximum of $2.99 a gallon for the next three years if you buy a new car. Sounds appealing, doesn’t it?
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It is estimated that the average adult receives 41 pounds of junk mail every year! We probably get more than that just in catalogs alone. Order just once, and you're inundated. 
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