Your Money Matters with Ken and Daria Dolan

=Straight Talk on Your Money   Straight Talk on Your Money
  Listen Up, Ladies: What You
  Need to Know About Your Money

I (Daria here) have some news for you that Ken isn’t going to want to hear! In just a few short years, by 2010, according to some estimates, one half of all private wealth will be in the hands of women.

Unfortunately, in many of my conversations with women, they tell me time and time again that they don’t get involved with managing or growing their money because it’s too “boring” or “complicated.”

Let me give it to you straight, ladies: That’s no excuse for not taking steps to learn and understand different financial concepts. You’re only hurting yourself in the long run.

Yes, it can be complicated. Believe me, I understand. But you don’t have to do it alone. Ken and I started Dolans.com and Straight Talk on Your Money to help you.

Click here to learn 10 simple steps to get you on the path to money success. Oh, and you men? You’ll learn a thing or two as well!

=Invest Wisely
  Invest Wisely
  How to Invest in a Volatile Market

We’ve been hearing from a lot of your fellow Dolans.com members and listeners to our national radio show who are concerned about what’s going on in the stock market and the economy.

Well, let me tell you a little secret: Daria and I have been through many bull and bear market cycles in our time, and we’re here to tell you that you can invest in a volatile market and still sleep at night.

Click here to watch this special video and let me share several Smart Money Moves to help you do just that, including our number one tip that is as true today as it was 20 years ago.

=Retirement Center
  Retirement
  Social Security Warning!

The first of the baby boomers are turning 62, and many of them will immediately sign up for Social Security benefits. Not so fast! Before you rush out to your local office to sign up, hear us out.

Starting to receive Social Security at age 62 will mean giving up 25% of your benefit—forever! Are you sure, over the long term, that you can afford to go without that money?

Here’s another important consideration: If you’re the primary breadwinner in the family, you’re doing your spouse a serious disservice. If you die, your spouse can continue to receive his or her own Social Security payment OR 100% of yours, whichever is larger. By drawing Social Security early, the primary wage earner leaves the partner with only 75% of what he or she might have received otherwise.

This is a question more and more people will face in the coming years, so be sure to think it through thoroughly. For more of our advice, read our introduction to Social Security to make sure you know all the ins and outs!

The Dolans
 
• Listen Up, Ladies!
• How to Invest in a Volatile Market
• An Important Social Security Warning
 
Dolan A-ha!

Do you use your bank’s ATM to make deposits? Or, do you ever sign your checks at home and then go to the bank to deposit them? I know we do. If you do, too, there are three important words you should know… For Deposit Only.

If a check is lost or stolen after you’ve signed it, there’s a chance someone else can cash or deposit it. When you sign a check you intend to deposit, write “For Deposit Only” and your bank account number above your signature. This way, even if your check ends up in the wrong hands, it can only be deposited in your account. It can’t be cashed and it can’t be deposited in anyone else’s account.

Check out the Banking section of Dolans.com for more tips on how to bank smarter, including our video on the safety of Internet-only banks.
 
Straight Talk Tip

Concerned about disaster striking while leasing your car? Check the lease contract carefully before you sign it to see what (if any) circumstances would allow you to be released from the obligations. A lease, as with any other financial contract, generally cannot be cancelled. However, some financial institutions do offer a “death cancellation clause,” which simply terminates the lease. Others, including outside companies, offer insurance for the same thing. Our advice: Accept a lease only if the monthly payments are low enough that you can handle them if life should throw you a curveball… period.

Sincerely,

Dolans
Ken & Daria Dolan

DolansAbout The Dolans

For more than 20 years, Ken and Daria Dolan have been the trusted source for real money solutions for people just like you.

Ken and Daria give you the Straight Talk you need to hear to live money-smart, debt-free and cash-rich.

Here is a small sampling of where you may have seen them on TV:

  • Hosts of Dolans Unscripted, a weekly national television show on CNN that aired
    to nearly 85 million homes across America
  • Money contributors on CBS This Morning
  • Money contributors on CBS News Saturday Morning
  • Hosts of their own daily television show on CNBC for four years
  • Guests on The Today Show, NBC Nightly News, LIVE with Regis and Kelly,
    Wall Street Week and many more.

They continue to host their nationally syndicated radio program, The Dolans, which is carried on nearly 100 stations around the country every Saturday.

It's no wonder Ken and Daria have been awarded the only four-star rating for financial broadcasting excellence by Newsweek magazine and named to the Vanity Fair magazine Radio Hall of Fame.

Now, you can have unprecedented access to this wisdom and the Dolans through their new website, Dolans.com. They tell it like it is, and their message is clear: You have to take control of your money, and you don't have to be afraid. You can do it, and Ken and Daria are here to help.

At Dolans.com, you'll be able to explore hundreds of free articles and reports—whenever you want, 24/7. Anytime you have a question about money… anytime you have a concern… anytime you have a problem, just visit Dolans.com, and we'll help you sort it all out.

Visit Dolans.com today!