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Don't Mess with My Money
A Great New Way to Fight Identity Theft
We don't want to scare you, but here’s a stat that will blow your socks off: Every single day, 27,000 Americans become a victim of identity theft. That's almost 10 million people a year!
Well, OK, we do want to scare you just a little if that’s what it takes to motivate you to take action. If you think ID theft happens to other people, you're only partially right. It does happen to the other person, but odds are it will happen to you at some point, too.
Up until now, there was darn little you could do about it.
But I (Daria here) have great news to share with you! It's not well-known yet, but things are changing as we speak. The three major credit bureaus are just now allowing us to take advantage of a brand new, much more powerful weapon to add to protect ourselves against ID theft.
This is important information that you need to know about now. Let me give you all of the details in this special video.
One of Our Most In all our years of talking to folks about money issues, we've probably gotten more requests for our easy credit card cancellation letter than just about anything else. Remember, cutting up your card is only half the process. You need to actually cancel the account yourself as well or you can run into problems, such as your credit report mistakenly reading that the credit card company closed your account…not you! For your convenience, we've posted the letter on Dolans.com. Click here to get your copy of this important letter and make sure the job is done right! Straight Talk Tip: When it comes to tax implications, ignore the old argument that says you shouldn’t pre-pay certain loans because you lose the tax deduction on the interest you save. Let’s say you don’t prepay, and spend $1,000 on interest. Sure, that $1,000 gives you a $280 tax deduction (if you are in the 28% tax bracket)...but you still spent another $720 on interest you could have saved by prepaying! Dolans.com Favorites |
CarsThe Dolans' 10 Rules of
Car Buying (and Leasing!)
If you or someone you know is in the market for a car, this can be a great time of year to look for a deal.
Automakers are piling on incentives! For example, Chrysler is offering a $4500 rebate on its 2007 minivans and a $3000 rebate on its Jeep Commander…Ford is giving $500 cash back on its 2007 Lincoln MKX model…Honda is offering below-market 2.9% financing on its Odyssey minivan.
Also, we don't know if you heard, but car and truck sales fell 3% in September, marking four months of declining sales in a row, and the car industry could be looking at its worst year in the last decade. So dealers should be ready to deal.
If you're like most of us, a trip to the car dealer ranks right up there with visiting the dentist to get a root canal. But we don't want you to worry. In fact, we want you to take back control when you buy or lease a car.
Not sure how to do that? We've simplified the process to 10 simple rules to make sure you get a fair deal. Click here to read The Dolans' 10 Rules of Car Buying (and Leasing!), including why now is the very best time to look for a lease.
Live Richly
Join Me for a
Cup of Coffee
Daria and I are both incredibly excited about Dolans.com. There's nothing we enjoy more than helping you make smart decisions with your money and helping you and your family live better lives.
I want to take a moment to tell you about one new feature on Dolans.com that I'm especially excited about. It's called Coffee with Ken, and it's our chance to chat for a few minutes about what's on your mind -- be it the stock market, the news of the week, a great new tip for you, or something that just makes us laugh.
I've heard from many of you who really enjoyed our first Coffee with Ken, and you know why? Because Daria was my special guest! Actually, we had a great discussion of what the Fed's recent interest rate cut means to you. (Believe me, it's not all good. Click here to listen.)
This past week, we talked about several important things, including your investing strategy and some moves you may want to think about right now. And I passed along some pretty good car deals I've come across recently, and even threw in a travel bargain as well. Click here to listen to this week's Coffee with Ken.
What other kinds of information would you like to hear on our weekly call together? Let me know by e-mailing me at service@dolans.com
So think of this as my invitation to you to join me every week for Coffee with Ken. I'll have it waiting for you every Saturday morning, and I hope you'll think about starting your day with me. We'll have a good time. I promise.
Of course, if you can't make it Saturday morning, you can always go to Dolans.com and catch up later. I look forward to talking with you each week.
Speaking of Dolans.com, we hope you've had a chance to check out our brand new web site! It made its grand debut last week, and we're absolutely humbled and thrilled at the overwhelmingly positive feedback we've received from you.
It reconfirms what we already knew, and the reason we started Smart Money Moves and Dolans.com to begin with: People are starving for reliable, trustworthy advice when it comes to their money, and we want to provide that for you.
Here's just a small sample of the e-mails we have received. Linda wrote, "I've just visited the new website and it's wonderful! I especially like the videos… Thanks for the new website and all the money management information!!"
And Marilyn wrote, "Just wanted to tell you…I LOVE IT!! The articles are nicely written in clear simple language. Easy to follow and links for more info if you wish to expand."
Rest assured, this is only the beginning for Dolans.com. Many of you have passed along valuable suggestions that we'll incorporate, and we'll be constantly adding new features and advice to help you with your money matters.
So be sure to visit Dolans.com often -- we’re posting new articles, audio and video all the time. And if we haven't heard from you yet, please let us know what you think! Just shoot us an email at service@dolans.com.
For those who have gotten in touch with us, we thank you for all of your wonderful comments. Knowing we can help people like you, even in some small way, makes it all worthwhile. There's no feeling like it.Sincerely,
Ken & Daria Dolan
P.S. Whatever your money issue, we’re there at Dolans.com to help you -- 24 hours a day, 7 days a week. Anytime you have a money question, odds are you’ll find the answer at www.Dolans.com. And if you don’t, be sure to drop us a line!
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