Welcome to Smart Money Moves
with the Dolans!

We're absolutely thrilled you've joined us. You may already know us from our radio and TV shows, or maybe you're just meeting us for the first time. Either way, we're glad you're here!

If you don't know us, we're Ken and Daria Dolan. For more than 40 years, we've been helping people like you with real-life solutions to your most pressing money concerns.

Unlike most so-called money experts, we're going to give you the truth about your money. You see, we are beholden to no one...but you.

That's why in each and every issue of Smart Money Moves, we'll bring you the information you need to live money-smart, debt-free and cash-rich for the rest of your life.

Now that you are part of the Dolan family, we'll not only help understand your money matters, we'll help you take control of them. Plus, we'll steer you away from the devastating mistakes we've seen people make over the years.

It's a confusing world out there. And when it comes to your money, it gets more confusing every day.

Video Postcard From Ken & Daria Click here now to watch.

We've talked to literally thousands of folks just like you – on radio and TV, at speaking events, with friends and family, you name it – and we know that people want sound advice they can trust "on everything from Annuities to Zero-Coupon bonds," as Daria likes to say. Here in Smart Money Moves, we'll help you with everything money! Smart Money Moves will be loaded with timely advice, inside tips, techniques, and more than a few "secrets" that will help you master the money challenges you face everyday so you can take control of your finances and achieve your dreams. And anyone who knows us will tell you we promise to have lots of fun doing it! We wouldn't have it any other way. Enough talk...let's get started! Click here now to watch a little video postcard we've prepared just for you.

What Your Credit Card Company
Doesn't Want You to Know

If there's one thing that really makes me (Ken here) mad, it's seeing companies try to take advantage of their customers. Some of the worst culprits are credit card companies.

Unfortunately, some of the plastic in your wallet may be taking you to the cleaners in ways you don't even realize. Oh, they may not be doing anything illegal, but you can be sure the credit card companies are trying all kinds of tricks to get more of your money out of your pocket and into theirs!

We're not going to let that happen to you. Always remember this: Credit card companies are in business to make money – and they want more of yours. Through the years, the gimmicks they use to disguise what they're up to have gotten sneakier, so we're about to pull back the curtain and expose some of their favorite tricks.

Now just to be clear, we're NOT against credit cards. We've got them, and we use them. Heck, you absolutely need a credit card to make some purchases, and when you use them wisely, they are an invaluable tool.

But we want to make sure your eyes are wide open to the sneaky ways credit card companies try to rip you off and how you can fight back.

Click here to learn three tricks credit card companies use and our solutions to help you hang on to more of your hard-earned money.

If We Had a Nickel...

If we were paid by the word, Ken and I would be richer than Bill Gates and Warren Buffet combined just for answering the question, "What should I do with my old 401(k)?"

We get this question so often that we've had to ask our radio producer to limit the number of calls on this subject to just one per hour to avoid becoming "The 401(k) Show!"

The reason we keep answering the question, though, is because it is one of those critical money moments – the right decision can keep you on the path to a happy retirement, and the wrong decision can set you back years. So even if you're not in this situation right now, you need to know the answer to this question.

Let's walk through the process together and I'll help you determine which option is best for you. Click here to read the full article.

5 Simple Steps to Protect Your Identity

Imagine our surprise when the bill for our new AAA membership arrived in our mailbox. Why the surprise, you ask? Because we hadn't signed up for a new AAA membership!

We probably just threw away an offer to join and someone else found it, added her name and sent it in.

Lucky for us, our little problem ended there. But others haven't been so lucky. Identity theft is a serious — and growing — problem. For some, it takes years of headaches and heartache trying to get their finances untangled and their credit restored.

Fortunately, we've got five simple steps you can take now to protect yourself...

1. Buy a shredder – and use it! Shred any and all solicitations you receive, not just credit card bills and personal papers. The smaller the pieces, the less likely a dumpster diver can find your bank account and credit card numbers. As we said, someone probably got our AAA membership solicitation from the trash and sent it in with her name on it.
2. Remove your name from the pre-approved credit mailing lists that are sold by the big three credit bureaus: Experian, Equifax and Transunion. Not many people know how to do this, but it's easy when you know this website: www.optoutprescreen.com. Simply visit the site (which is run by the big three credit bureaus) and follow the directions. By limiting the unsolicited offers you receive in the mail, you also limit the chances of becoming a victim of ID theft.
3. Check your credit card bill as soon as you receive it to make sure all of the charges listed really are yours.
4. Protect your computer. The more up-to-date your software patches, firewalls and virus protection are, the tougher it will be for a hacker to grab private information.
5. Take advantage of the once-a-year free credit report you're allowed by law. This lets you spot the first signs of identity theft, such as address changes, unpaid bills or new accounts.

Don't be a victim! Follow these five simple steps today to protect yourself. It takes a lot less time to run through this list than it does to get your identity back again.

Until next time...

Let us say once again how glad we are to have you as part of the Dolan family. We've got so much more to share with you, and can't wait to send you the next issue of Smart Money Moves. Plus, we're hard at work on something special that will allow us to help you with even more of your money questions--Dolans.com, our soon to be announced web site! You'll be the first to hear when our new site is ready, so be sure to keep an eye on your email box for the big announcement.

Sincerely,

Ken & Daria Dolan

P.S. We'll be in touch shortly with your next issue of Smart Money Moves. And remember, you'll also be among the first to learn about the big announcement in the coming weeks. So as we like to say in radio, stay tuned!