Dolans.com - Credit Smarts

Sample Credit Card Cancellation Letter

Ken Dolan — Tue, 09 Feb 2010 11:55:00 GMT

If you've decided to reduce the number of credit cards in your wallet, good for you! But just taking a pair of scissors to those cards won't cut it. Cutting up your credit card does NOT close the account. Let us help you do it right and avoid a black mark on your credit.

5 Ways to Correct Errors on Your Credit Report

Ken Dolan — Tue, 19 Jan 2010 13:34:00 GMT

Checking your credit report is an important part of maintaining a good score. But what should you do if you notice something incorrect on it? Correcting credit report errors can be an endless cycle. Try these steps for resolving a dispute and keep your record clean.

How to Deal With Debt Collectors

Ken Dolan — Mon, 18 Jan 2010 13:02:00 GMT

If you're struggling to pay your bills, it's generally only a matter of time before the phone starts ringing and debt collectors begin harassing you. Let us explain your rights and how you can fight back against their (often illegal!) tactics.

Don't Fall for These Credit Score Myths!

Ken Dolan — Fri, 15 Jan 2010 23:12:00 GMT

Whether you believed them or not, we've all heard the credit score myths that have been spread around. How do you know what's fact and what's fiction? Well, we've heard enough, so it's time for us to set the record straight about your all-important credit score. We're starting with the most common urban legends and putting them to rest once and for all!

A Special Credit Alert for Women

Ken Dolan — Fri, 15 Jan 2010 22:45:00 GMT

It is important for women to have a credit history of their own. This includes credit card accounts that are separate from husbands or significant others. If there's another name on the card, the creditors won't recognize it as individual. Read more on how to take action with our crucial tip.

How to Wring Every Penny Out of Your Gift Cards

Ken & Daria Dolan — Thu, 07 Jan 2010 22:38:17 GMT

Did Santa bring you a gift card this year? If so, let us show you how to wring every penny from that card. We even have tips on how you can sell your unwanted gift cards.

Debit Card Fraud Warning

Ken Dolan — Fri, 04 Dec 2009 14:19:00 GMT

The use of debit cards has skyrocketed. But many people using them aren't aware of their liability for bogus changes on a debit card. Here's what you need to know.

Eight Warning Signs You Need Debt Help

Ken Dolan — Wed, 18 Nov 2009 11:40:00 GMT

We hear from people each and every day who are, unfortunately, in serious debt. We know how easy it can be to slip even further behind if you don't pay attention the warning signals along the way. Take a look at these eight signs you may be in credit trouble before it's too late.