Dolans.com - Credit Smarts

Eight Warning Signs You Need Debt Help

Ken Dolan — Wed, 18 Nov 2009 11:40:00 GMT

We hear from people each and every day who are, unfortunately, in serious debt. We know how easy it can be to slip even further behind if you don't pay attention the warning signals along the way. Take a look at these eight signs you may be in credit trouble before it's too late.

3 Debit Cards You Should Never Use

Ken & Daria Dolan — Mon, 16 Nov 2009 14:58:06 GMT

There has been a big drop in credit card spending over the last year or so. But in the wake of lower credit card usage, debit card usage is growing.

Banks have noticed.

In fact, banks are looking for ways to lure you into using your debit card even more often in the months ahead. Some banks are offering reward program similar to those they offer on credit cards.

Others are offering rebate programs that give you cash back when you use your debit card.

But we aren't jumping on the debit card band wagon. And we urge you to think about a few of the downsides of debit cards--especially the three cards we want to warn you about.

Find the Best Gift Cards While Avoiding the Pitfalls

Ken Dolan — Mon, 16 Nov 2009 12:01:00 GMT

More than $97 billion worth of gift cards were sold last year, and here's the scary part: Nearly $8 billion was not used. Now comes a new danger: stores going out of business. So, how can you avoid throwing money down the drain? Whether buying or receiving them, here's how to avoid common gift card pitfalls.

Debit Card Fraud Warning

Ken Dolan — Sat, 14 Nov 2009 12:59:00 GMT

The use of debit cards has skyrocketed. But many people using them aren't aware of their liability for bogus changes on a debit card. Here's what you need to know.

Forever in Your Debt: The Truth about Debt Relief Offers

Daria Dolan — Fri, 13 Nov 2009 11:22:00 GMT

If you watch any TV, then you surely have seen the ads for debt relief. Are these companies too good to be true, or could debt settlement be an option to help you get out from under your debt?

Unemployment Rate Above 10%, Homebuyer's Tax Credit Extended & Credit Reform Fast-tracked

Ken & Daria Dolan — Fri, 06 Nov 2009 21:28:03 GMT

Regular readers know that we never hesitate to take Congress to task for some of the wacky things going on in their (actually our) hallowed DC halls. For a change, we are happy to pass along some big, positive developments for us consumers. Here are three big moves Congress made today...

Pay Off Your Credit Card Debt in One Year

Ken Dolan — Fri, 06 Nov 2009 18:47:00 GMT

If your goal is to get out of credit card debt but you feel you have too much, you came to the right place! We have simple steps that will quickly help you pay off your cards and get your finances in order. No matter what your balance, our guide will get you on track to eliminate it in just 12 short months.

You Know You're In Money Trouble When...

Ken & Daria Dolan — Mon, 02 Nov 2009 22:14:00 GMT

Most people know when they have serious money trouble. But can you spot the warning signs that trouble is ahead? Watch this video and learn how to watch for a few telltale signs that your debt, spending and money life may be out of control.