#9: Re-Evaluate Your "Stuff"

At a time when wages aren't keeping pace with inflation and housing values are declining, it's getting tougher to make ends meet. But don't give in to despair.

Take a look around you. If you're like most Americans, you've probably amassed a lot of "things" that you could easily live without. Now is the perfect time to collect those items and have a yard sale or list them on eBay to collect some extra cash. You'd be surprised at how valuable some things are! Read Could Your Trinkets Be Treasures?

If you don't want to sell your things, donate them to charity to help someone in need and give yourself a nice tax deduction.

Next: We're Here to Help

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