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Beware Cyber Deals…and Steals!
Smart Year-End Tax Moves to Make Now
The Three Stooges Go to Washington
 
Are You Spending More on the Holidays This Year?

Are You Spending More On the Holidays This Year?

Dolans Survey: How Much Do You Plan to Spend on Your Holiday Shopping This Year?Well, well, well. According to the National Retail Federation, the average shopper spent 7% more to kick off this holiday season than last year. That’s a little surprising to us, and we’re more than a little skeptical that trend will continue. Let us hear from you:

How much do you plan to spend on your holiday shopping this year?

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More than last year
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The same as last year
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Less than last year

Click on your answer above to submit your response and see what your fellow Dolans.com members had to say. And don’t forget to read our 10 Commandments for Smarter Shopping to make sure you get the most bang for every buck you do spend.

 
That's One Expensive Partridge

That's One Expensive PartridgeYou’ve heard the song The Twelve Days of Christmas, right?  Have you ever thought about purchasing all of those items in the quantities sung (over and over again) as gifts?

Probably not, because according to PNC Wealth Management, the cost of all of those items in 2008 comes to $86,609. What’s more useful is the fact that the cost is up 10.9% from last year! Ouch!

Recession even reaches a partridge in a pear tree!

Maybe skipping the 5 golden rings would help, but if you’re looking for extra cash this holiday season, be sure to try our 12 Ways to Save on Life’s Little (and Not-So-Little) Necessities.

 
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Don't Mess With My Money
Don’t Mess with My Money

Beware Cyber Deals…and Steals!

Online shopping, especially at this time of year, has become such a big deal that we even have a kick-off day similar to Black Friday. It’s called “Cyber Monday,” and it occurred yesterday.

Did you miss it? You didn’t miss much. Forgive us for being cynical, but both days are marketing ploys from the retail industry to get you to spend—especially THIS year! But the truth is that a growing number of people will do at least some of their holiday shopping online this year. If that’s you, here are two extremely important tips to keep in mind:

First, you can save a lot of money online. If you haven’t already, be sure to check out these 7 sites that could save you hundreds of bucks!

Second, be very careful in Cyberland! The growth in online shopping, combined with the current recession, is fertile ground for scammers. All of us are eager to save every dollar that we are able, and the cyber crooks know it.

At the moment, computer security firms are bracing for a big increase in cyber scams, so be on the lookout for spam e-mails that look like legitimate ways to save you money but, in fact, are simply tricks to obtain your valuable personal information.

We’ve been victims of identity theft ourselves, and trust us, it’s a royal pain (we were very fortunate not to lose any money). Arm yourself now with these simple steps so it doesn’t happen to you. This is one case where an ounce of prevention really is worth a pound of cure!


Taxes
Taxes

Smart Year-End Tax Moves to Make Now

We know that after Thanksgiving everyone gets busy preparing for the holidays. You’re making your lists, checking them twice, and hoping that it won’t break the bank.

Seriously though, in all of the hustle and bustle, we don’t want you to overlook some important money strategies that could save you some big bucks. Specifically, we’re talking about taxes.

We just turned the calendar over to December, and in the remaining 29 days of 2008, you can make some very smart tax moves to keep extra money in your pocket. Taxes aren’t nearly as much fun as hanging festive decorations, but these strategies may pay off for you all year long.

We know that you’re busy, so we want to make it as easy as possible for you. That’s why we recorded this brand new video with our top year-end tax moves that will save you big bucks. Click here to watch the video now.


Washington Insights
Washington Insights

The Three Stooges Go to Washington

The first time the leaders of the Big Three American automakers went to Capitol Hill to beg for money, they were practically laughed out of town.

Now, Larry, Moe and Curly are b-a-a-a-ck!

They may not be poking each other in the eye or other slapstick high jinx, but they might as well be. In many ways, their request for billions of dollars in financial bailout bucks is just as laughable (although not nearly as funny).

Let me (Daria here) tell you what the real problem is, and what I see as the only solution to this whole mess. Here’s my take on the situation everyone’s talking about.

Sincerely,

Dolans

Ken & Daria Dolan
Editors, Your Money Matters

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DolansAbout The Dolans

For more than 20 years, Ken and Daria Dolan have been the trusted source for real money solutions for people just like you.

Ken and Daria give you the Straight Talk you need to hear to live money-smart, debt-free and cash-rich.

Here is a small sampling of where you may have seen them on TV:

  • Hosts of Dolans Unscripted, a weekly national television show on CNN that aired
    to nearly 85 million homes across America
  • Money contributors on CBS This Morning
  • Money contributors on CBS News Saturday Morning
  • Hosts of their own daily television show on CNBC for four years
  • Guests on The Today Show, NBC Nightly News, LIVE with Regis and Kelly,
    Wall Street Week and many more.

They continue to host their nationally syndicated radio program, The Dolans, which is carried on nearly 100 stations around the country every Saturday.

It’s no wonder Ken and Daria have been awarded the only four-star rating for financial broadcasting excellence by Newsweek magazine and named to the Vanity Fair magazine Radio Hall of Fame.

Now, you can have unprecedented access to this wisdom and the Dolans through their new website, Dolans.com. They tell it like it is, and their message is clear: You have to take control of your money, and you don’t have to be afraid. You can do it, and Ken and Daria are here to help.

At Dolans.com, you’ll be able to explore hundreds of free articles and reports—whenever you want, 24/7. Anytime you have a question about money… anytime you have a concern… anytime you have a problem, just visit Dolans.com, and we’ll help you sort it all out.

Visit Dolans.com today!

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