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America is facing the greatest economic challenge since the Great Depression. We say that not to scare you but rather to give you the perspective that you may need to be smart with your money. These are unprecedented times, and we want to help you through them. As we speak, Congress is debating a $700 billion "bailout plan" proposed by the Bush administration. Rest assured, we'll talk much more about this plan and what's in it as it gets debated and approved. For now, we want to make absolutely sure that you are taking the steps you need to protect yourself and your family. First, we just recorded a brand new video alert to give you the big-picture perspective of what's going on in the markets. Watch it here. Second, now more than ever, you need to ensure that your bank deposits (the 12th bank to fail this year was taken over by the government on Friday), brokerage accounts and insurance policies are safe. Start with our 7 crucial moves to make now. Please, act now. Everything you need to know is here. Third, be sure to check Dolans.com every day. We've been posting updates and advice as this crisis unfolds, and we're not going to stop anytime soon. We'll continue to advise you on how to survive and even thrive in these most difficult times. And, finally, stay in touch. Email us at dolans@dolans.com to let us know what problems you're facing—or what solutions you've come up with! Families help each other out in tough times, and our Dolans.com family is no exception. We're in this together, and we'll get through it together. While Congress is wrestling with the bailout plan, the rest of us have to go on with our lives in these scary times. Gas and food still cost too much, and EVERYONE is searching for ways to save in this struggling economy. The obvious first step is to cut back on "extras." You know what we're talking about. Bring your lunch to work so you don't have to go out to buy food. Skip the movie theater and rent a DVD. Oh, and by all means, eliminate that $5-a-day cup of coffee! But, once you've done that, you still need to pay your everyday expenses. After all, you can't get by without eating, driving your car, heating and cooling your home and other necessities. We've come up with 12 painless ways for you to save a bundle on everyday necessities. We call them the "Dolan Dozen." Read on to start saving now.
Speaking of saving, one of the biggest complaints we hear from people is how much they pay for their cell phones. Well, OK, "phone" is a bit of a misnomer. They are phones, music players, computers and who knows what else. About the only thing they can't do is your laundry. (We'll sign up in a heartbeat when they can do that!) All of these bells and whistles are nice, but they can also lead to cell phone "sticker shock." What's more, the price on your plan is probably not the price you are paying. These days, when every penny counts, we don't want you paying one extra cent on your cell phone bill. Follow our cell phone savings tips now. Sincerely,
Ken & Daria Dolan |
Do You Think
It's sad, but true. When people need help, scammers move in to try to make a quick buck. That's happening more and more as foreclosures increase because of the financial crisis. (Have you seen those "We buy houses" signs?) 
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