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For many Americans, credit scores are taking a beating right now, along with the rest of the economy. A late payment or two here or there and…bam! Your score drops, and all of a sudden you could be considered a higher risk for loans and credit cards. That’s why many people turn to credit repair firms to improve their rating. You’ve heard the commercials, right? “YOU CAN FIX YOUR BAD CREDIT!” blares the announcer. “Erase bankruptcies, liens, judgments and bad loans from your credit report forever!” Here’s the truth: It’s not that easy, and you need to be very, very careful. Most of these offers turn out to be credit repair scams, preying on your desire to improve your credit score and get back on a solid credit track. We don’t want you to become a victim, so click here now for a little Dolan Straight Talk on the truth about credit repair services. You’ll even discover how some of these firms could land you in hot water.
Does this sound familiar? You receive an invitation to a friend’s wedding and your first thought is, “That’s great! Sue and Jim are getting married!” Your second thought is, “Uh-oh. What am I going to get them as a gift?” Coming up with meaningful and useful wedding gifts is difficult anytime, but it’s especially challenging when the economy stinks and most of us don’t have extra money for gifts. In this very busy wedding month (September is second behind June), we thought you’d like some terrific ideas for affordable wedding gifts that keep on giving—and no, we’re not talking about another set of steak knives! There are unique gifts out there that won’t drive you deeper into debt and will help the new couple! We’ve put our best ideas into our brand new video. Click here to watch it now.
Does the thought of Uncle Sam becoming the nation’s largest mortgage lender scare you a little bit? That’s exactly what has happened now that the Treasury Department has taken over Fannie Mae and Freddie Mac. The Dow shot up nearly 300 points Monday as Wall Street thought this would bring some sanity to the insane housing crisis. Don’t you believe it. This is still one colossal mess, so let us help you sort it out. First, get our reaction to the federal takeover and what it means for you, including what we expect to happen to interest rates and housing prices. Then, so you’ll understand what's going on, read our explanation of what Fannie and Freddie really due and why you should be concerned. And finally, if you want to take advantage of lower mortgage rates, brush up on our tips for negotiating the best deal. Sincerely,
Ken & Daria Dolan |
Eleven federally- insured banks have now failed this year, and we don’t believe we’ve seen the end of it. This is scary stuff, folks. Thankfully, many banks are in sound financial shape, but the truth is that many are not. We’d like to know: 
We all do, of course! And no, you don’t have to be a contestant on the “Deal or No Deal” or “Millionaire” TV shows to do it. We’ve seen it happen to many people, and you may be surprised to learn how quickly you can hit the seven-figure mark.
