Step #4:
Say Goodbye to Other Loans

While it’s true you can buy just about anything nowadays — from furniture and appliances to computers and kitchen cabinets — through either an installment-type loan or line of credit, do yourself a favor and keep away!

Only in the event of a true need (like when your fridge conks out and you don’t have the cash) should you even look at these types of loans. Why? It’s just one more bill to pay every month and one more debt weighing on your mind!

Most people buy this way based on want and not true need. Change your thinking here. Instead SAVE (what a concept!) for that new kitchen or hardwood floors. Your debt-free future will thank you.

Next: Step #5: Become House-Rich AND Cash-Rich

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