Step #10:
Nix Credit For Good!

After all is said and done, what’s the four-letter word that needs to ALWAYS be part of your debt-dashing mantra? That’s right: C-A-S-H. Don’t leave home without it.

Seriously, once you’re on solid ground financially, you should never need the plastic — or any other type of credit — ever again. Now that you’ve completed your budget, you should know how much of the green stuff you need each week. Simply withdraw what you need and pay for everything in cash.

You’ll save more and spend less. What better way to ensure you’ll always live a debt-free life?

More on saving, investing and reducing your spending:

• 5 Safe Places to Stash Your Cash
• Where to Invest NOW
• Save Those Greenbacks ... by Going Green

1

2

3

4

5

6

7

8

9

10

11

prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11

   

Fight Back Against Debt Collectors!

Tired of those harassing and intimidating debt collectors? We've had enough of them, too! Here's what you need to know to fight back. Read More.

Are Reverse Equity Mortgages Right for the Times?

What exactly is a REM and how can it help you survive these tough times? Let's take a closer look to see if it's right for you. Read More.

Drowning in Bills?

Buried under piles of bills? These days, who isn't? Tackle them once and for all with our 10-step guide. Read More.

10 Fabulous Freebies

We're not pulling any fast ones here, folks. Check out our 10 favorite freebies and stop spending money where you don't need to! Read More.

Rates Fall Below 6%: Time to Refinance?

Before you call us crazy, let's take a look at how refinancing could work to your benefit right now. Read More.

6 Credit Score Secrets

Your credit score affects everything from your interest rate to getting approved for a loan. We're unlocking six secrets to help you keep it in top shape. Play Video.

How to Deal With Debt Collectors

Piles of bills often equals harassing phone calls from debt collectors. Make sure you know your rights and fight back! Play Video.