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Credit Card Pay-off Tip #5:
Don't miss a payment.
Sure, missing a payment means it'll take longer to pay off that debt. Your bigger problem, though, is that the credit card company will likely RAISE your interest rate. (How'd you like to go from a decent 9% to a whopping 22%?!)
Even worse, once your late payments start showing up on your credit report, ALL of your creditors will follow suit... and you'll soon find yourself saddled with 22%+ interest rate payments across the board.
Bottom line: Beg or borrow (don't steal) – just don't be late!
More Credit Advice:
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How to Vacation and Not Break Your Budget!
If the travel bug is biting you this summer, you should know it is possible to go on vacation without taking a bite out of your budget! Our Straight Talk guide will show you how to have an enjoyable trip without letting high-priced gas get in the way.
Read More. 
One Quick Tip Before You Retire
Here's an often overlooked step you must take before you retire. It's simple to do, and it could save you a lot of money. Read on for details. Read More.
Delaying Social Security Can Extend the Life of Your Savings
If you're one of many seniors who fear they will outlive their money, try this tip to extend the life of your savings. Read More.
How to Avoid ATM and Bounced Check Fees
Granted, it is so convenient being able to withdraw money from your account at any bank's ATM. But watch those fees! Daria Dolan tells you how to plan ahead to avoid unnecessary costs. Read More.
Affordable Life Insurance Tips
If you have a life-threatening illness or chronic disease, don't assume you can't secure life insurance. Shop around and you might be surprised that you can, at some very affordable rates. Read More.
Debt Management
Family & Money
- Our Top Back-to-School Bargains!
- No Hard Feelings: How to Lend Money to Family and Friends
- Take Advantage of Tax-Free Shopping!
Invest Wisely
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102Straight Talk TipAging Parent DeductionsIf you provide more than half of an aging parent's support, you may be able to declare your parent a dependent even if he or she is not living in your home. In addition to getting the dependent deduction, you may also be able to take a tax deduction for your parent's medical expenses. To prove you pay the expenses, pay your parent's bills directly to the provider, rather than giving your parent(s) the money to pay the bill. Click here for more tips. |
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