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Credit Card Pay-off Tip #3:
Cut back to 2-3 cards TOTAL.
You don't need three VISAs, two MasterCards, six department store cards and three gas cards! If this sounds like the credit cards in YOUR wallet, chances are you're running a balance on every single one of them.
You can easily get by in the modern world with just ONE Visa or MasterCard, ONE American Express card, and maybe ONE gas card. And you don't need the department store cards at all – they usually carry an interest rate that's WAY too high.
By the way, we've made cancelling those credit cards EASY – just click here to use the "Credit Card Cancellation Letter" we’ve written for you. Use it with our blessings and cut down on those cards!
More Credit Advice:
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How to Vacation and Not Break Your Budget!
If the travel bug is biting you this summer, you should know it is possible to go on vacation without taking a bite out of your budget! Our Straight Talk guide will show you how to have an enjoyable trip without letting high-priced gas get in the way.
Read More. 
One Quick Tip Before You Retire
Here's an often overlooked step you must take before you retire. It's simple to do, and it could save you a lot of money. Read on for details. Read More.
Delaying Social Security Can Extend the Life of Your Savings
If you're one of many seniors who fear they will outlive their money, try this tip to extend the life of your savings. Read More.
How to Avoid ATM and Bounced Check Fees
Granted, it is so convenient being able to withdraw money from your account at any bank's ATM. But watch those fees! Daria Dolan tells you how to plan ahead to avoid unnecessary costs. Read More.
Affordable Life Insurance Tips
If you have a life-threatening illness or chronic disease, don't assume you can't secure life insurance. Shop around and you might be surprised that you can, at some very affordable rates. Read More.
Debt Management
Family & Money
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- Wedding Gifts That Keep on Giving
Invest Wisely
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Dolan Recommended: College Resources |
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Child Savings AccountsWhen opening a savings account for your child, make sure their Social Security number is used as the account's tax identification number. That way, as long as your child is under age 14, interest earned will be taxed at your child's lower tax rate, not at your tax rate. This rule holds true as long as your child earns less than $1,300 a year in interest. |
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