Calculators

Our goal here at Dolans.com is more than just giving you advice and tips on your money matters. It's to empower you to take action, to get the most out of your money so you can have the life you want for you and your family.

To help you make the best decisions for your particular situation, we're thrilled to provide you with all of these useful calculators. We did these calculations for years with pencil and paper, so we think these are great! Please take full advantage of them.

Cash Flow Calculators

• Should My Spouse Enter The Work Force?
• What Is My Projected Cash Flow?
• What Is The Value Of Reducing, Postponing or Foregoing Expenses?
• What Is My Current Cash Flow?
• What Is My Current Net Worth?
• What Is My Projected Net Worth?
• How Long Will My Money Last With Systematic Withdrawals?
• Should I Pay Down Debt Or Invest My Monthly Surplus?
• How Much Do I Need For Emergencies?
• How Much Am I Spending?

College Calculators

• What Are The Advantages Of A Coverdell ESA?
• How Much Should I Be Saving For College?
• What Are The Advantages Of A 529 College Savings Plan?
• What Is The Value Of A College Education?
• What Are The Payments On A Parental (PLUS) Loan?
• Commuting Vs. Living On College Campus

Credit Calculators

• Should I Pay Off Debt or Invest?
• Which Is Better: Cash Up Front Or Payments Over Time?
• How Long Until My Loan Is Paid Off?
• What Would My Loan Payments Be?
• What Is The Impact Of Making Extra Payments On My Debt?
• Lease Versus Purchase Car Calculator
• What Is The Balance On My Loan?
• Harassed By Collection Agencies?
• How Long Will It Take To Pay Off My Credit Card?
• Is 0% Financing Really a Better Deal?

Home & Mortgage Calculators

• Should I Pay Discount Points For A Lower Interest Rate?
• Should I Rent or Buy A Home?
• Should I Convert to a Bi-Weekly Payment Schedule?
• Compare A 'No-Cost' Versus Traditional Mortgage
• Adjustable Rate Mortgage Calculator
• Should I Refinance My Mortgage?
• Comprehensive Mortgage Calculator
• What Are The Tax Savings Generated By My Mortgage?
• Which is Better: Fixed or Adjustable-Rate Mortgage?
• Comparing Mortgage Terms (i.e. 15, 20, 30 year)

Insurance Calculators

• How Much Life Insurance Do I Need?
• How Much Disability Income Do I Need?
• What Are My Chances of Becoming Disabled?
• What Are My Long-Term Care Needs?
• How Much Will I Earn In My Lifetime?
• What Are The Tax Advantages Of An Annuity?
• What Is The Future Value Of An Annuity?
• What Are My Needs For Burial And Final Expenses?
• How Long Will My Current Life Insurance Proceeds Last?
• What Is My Life Expectancy?

Investment Calculators

• How Should I Allocate My Assets?
• Compare Taxable Versus Tax-Free Investment Return
• What Is The Value Of A Bond?
• What Is The Value Of A Call Or Put Option?
• Taxable vs. Tax-Deferred Savings?
• What Is My Risk Tolerance?
• What Is The Value Of Compound Interest?
• What Is The Long-Term Impact Of Increased Investment Return?
• Certificate Of Deposit (CD) Analyzer
• What Is The Return On My Real Estate Investment?

Paycheck & Benefits Calculators

• How Much Will My Company Bonus Net After Taxes?
• How Will Payroll Adjustments Affect My Take-Home Pay?
• From Hourly to Salary
• What Is The Future Value Of My Employee Stock Options?
• Convert My Salary To An Equivalent Hourly Wage
• What Is The Impact Of Increasing My 401(k) Contribution?
• What May My 401(k) Be Worth?
• Should I Exercise My 'In-The-Money' Stock Options?

Qualified Plans Calculators

• Should I Convert To A Roth IRA?
• Net Unrealized Appreciation (NUA) vs. IRA Rollover
• Self-Employed Retirement Plan Maximum Contribution Calculator
• What Is The Impact Of Early Withdrawal From My 401(k)?
• What Is The Impact Of Borrowing From My 401(k) Plan?
• How Much Retirement Income May My IRA Provide?
• How Much Can I Contribute To An IRA?

Retirement Calculators

• How Will Retirement Impact My Living Expenses?
• Are My Current Retirement Savings Sufficient?
• Social Security Retirement Income Estimator
• I'm Retired, How Long Will My Savings Last?
• When Should I Begin Saving For Retirement?
• How much retirement income may my 401(k) provide?
• Compare the Roth 401(k) to a Traditional 401(k)
• Should I Convert Discretionary Expenses To Savings?
• How Does Inflation Impact My Retirement Income Needs?
• How Much Will I Need To Save For Retirement?

Saving Calculators

• How You Can Become a Millionaire
• Income Generated By A Savings Plan
• How Long Until My Savings Reach My Goal?
• Save Now vs. Save Later
• How Much Should I Save to Reach My Goal?
• What Will My Current Savings Grow To?
• Calculate Rate Of Return
• How Do Taxes and Inflation Impact My Investment Return?
• What Is The Effective Annual Yield On My Investment?
• How Long Will It Take To Double My Savings?

Taxation Calculators

• What Is My Potential Estate Tax Liability?
• Should I Adjust My Payroll Witholdings?
• How Much Self-Employment Tax Will I Pay?
• Capital Gains (Losses) Tax Estimator
• Compare Taxable, Tax-Deferred And Tax-Free Investment Growth
• What Are The Tax Implications Of Paying Interest?
• Should I Itemize Or Take The Standard Deduction?
• How Much Of My Social Security Benefit May Be Taxed?
• Will My Investment Interest Be Deductible?
• 2007 Federal Income Tax Estimator