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Don't buy that gift card til you read this

Forget iPads and game systems and jewelry. The #1 gift under the Christmas tree this year will be…

…gift cards.

80% of shoppers say they plan to purchase at least one gift card this holiday season, according to a survey by the National Retail Federation found.

We’re not at all surprised. Gift cards are practical, convenient and an easy option for the person who's difficult to buy for.

But before you buy a single gift cards this season, read on to learn some gift card secrets that can help you save money, avoid fees and make sure your gift is a hit.

Here are six do’s and don’ts that will make you gift card smart

Ken and Daria Dolan have hosted their own national radio program for 22 years, anchored their own television shows on CNN, authored six books on money matters, served as money contributors on CBS This Morning and have now launched a comprehensive web site and free e-letter at Dolans.com.


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