This simple year-end money move will pay dividends throughout 2010!

Direct deposit is a simple way to save time and grab a little extra income (every little bit counts!).

Direct deposit is simply having your employer deposit your paycheck directly into your bank account rather than giving it to you.  You get to save the hassle of making time to run to the bank.  Plus you earn the extra interest that you lose every day that paycheck sits in your hands waiting to be deposited.

Many people even find that they receive their paycheck the day before payday through direct deposit.  Tell your payroll department that you would like to set up direct deposit for your paycheck.  There is a simple form to fill out and you're done!

Direct deposit isn't just for paychecks!  You can also use direct deposit for your Social Security check.  Jot down the name of your bank, your account number and your Social Security number, then give the Social Security Administration a call at     1-800-772-1213 and tell them you would like to set up direct deposit.

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