1. Don't skimp on your car's maintenance

Car maintenance is NOT something you want to skip as a cost-cutter. All cars need regular maintenance--an oil change every few thousand miles, a tune-up once or twice a year, etc. --if you want your car always to be reliable and last as long as possible.

One of our radio show listeners didn't change her brake pads and, after a time, ended up with worn down rotors that cost a bundle.

Instead, save by cutting out the pricey premium gas. Most cars "recommend" premium, but don't require it, so… go for the lower or middle grade gas instead of the high grade if your car runs fine without it--check your owner's manual.