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#2: Pay Down Your Credit Cards

This is, by far, the single biggest bang you can get from spending your tax refund! A new poll shows that 54% of taxpayers who expect a refund plan to use it to pay off debt. That's great news and we hope you follow in their footsteps!

Imagine how good it would feel to erase a big chuck of the credit card debt hanging over your head. Better yet, imagine all the money in interest you will save! You can save yourself hundreds, if not thousands of dollars in interest with this one simple step.

Click here to learn the smartest way to pay down your credit card balances.

Next: Boost your emergency fund