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#1: Free Money From Your Credit Card Company

Tired of watching the credit card company nickel and dime you? It's time to start making them work for you.

While some rebate programs are getting stingier as credit standards tighten, there are still some very attractive cash-back (free money!) cards worth checking out.

Our favorite is American Express' Blue Cash program, which can earn you up to 5% back on everyday purchases like groceries and gasoline.

Remember, the higher your credit score, the more perks you'll earn with your credit card company. Check out our 7 Steps to Boost Your Credit Score now.

Next: #2 - Unclaimed Funds