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So What Does It All Mean?

Most people's FICO scores will rise with FICO 08, but some will be lowered. However, it's impossible to predict right now which way yours will go, and there is currently no place to purchase your FICO 08 score.

So, stick to the basics: Make sure your credit report is accurate and up to date, fix any mistakes you come across, try not to fall behind on debts and pay down your balances on your credit cards as quickly as possible. To boost your credit score even further, check out our top seven tips.