New FICO Score--7 Things You Must Know (Page 8 of 9)
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#7: FICO 08 May Take a While to Take Hold
Remember, your credit score is calculated using information on your credit reports. And, so far, TransUnion is the only one of the three major credit reporting agencies marketing FICO 08 scores to lenders.
Our good friend and credit expert Gerri Detweiler, author of the forthcoming book "Reduce Debt, Reduce Stress," says the change reminds her of the hype around the upgrade from Window XP to Windows Vista - with some lenders embracing it quickly while others holding off before upgrading.
Next: Stick to the basics
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