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Want to start with some good news—and a good laugh? The IRS has promised a new “understanding” when it deals with citizens who can’t pay on time. This goes along with the IRS’ recognition that times are tough and many people are struggling financially. But that kinder, gentler approach will only go so far!   After all, their job is to collect tax money from you.

To make sure you know exactly what to do, we talked with our dear friend Dan Pilla, one of America’s most respected tax litigation experts who knows how to deal with the IRS. You do have options to choose from that will keep the IRS from reaching for the “levy” button.