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Our Bottom Line:

Let's hope that this plan benefits the responsible American homeowners who truly need and deserve the help but not the investors, lenders and irresponsible borrowers whose greed overcame their good common and business sense as the real estate market overheated with values having no basis in reality.

But in reality, we believe there is no government fix for this. Only time will bring equilibrium back. Government "diddling" in this area will only postpone that eventual equilibrium.

So, take advantage of the Housing Rescue Plan if you can, but don't count on it to save us. Only you can protect your family and your money. Here are some ways we can help you:

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