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Red Flag #4: You Rob Peter to Pay Paul

Ever juggle your money to stay "in the clear" (if not in the black)? If you don't know what we're talking about, that's good! But if you have, you know we're talking about foregoing one bill in order to pay another, more pressing bill... and then the following month, you pay the bill you missed and skip payment on a different bill? And on and on it goes, month after bill-juggling month?

What a stressful way to live! You (AND your finances) certainly don't need it... so cut back on unnecessary spending and start whittling away at those bills. It's easier said than done, but you CAN do it. Start by visiting our Debt Clinic, which includes a helpful worksheet to help you determine what you need to pay off... and where you need to cut back.

Next: You Write Checks Your Bank Can't Cash