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Warning Sign #1: You Play the Balance Transfer Game

Are you playing the balance transfer game?

It all sounds so great - in theory:

"Pay off a high interest rate credit card balance with a low promotional rate, and you'll save a lot of money!"

The problem is that most people don't pay off the balance before the promotional rate ends, and then the interest rate shoots up like a rocket.

Making things worse, people then run up the balance on the credit card that they paid off using the transfer, so now they owe twice as much money!

Our advice: Stop the shell games and focus on making meaningful payments on your debt so you can get it paid off in 12 months or less!

Let us show you how to pay off your credit card in one year.

Next: Know how much you owe