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Comeback Kid #2: Cold Hard Cash

Say what? Can it be so? We’re starting to use the green stuff (instead of the plastic) again?

This harkens back to the “good old days” when credit was used sparingly and people were more frugal. (AND they had a heck of a lot more money in the bank when it was finally time to hang up their work boots.)

Makes sense — less credit, less debt.

In fact, Wal-Mart recently reported that credit card usage, as a percentage of total purchases, fell a full 7.4% this year. Target and J.C. Penney have reported similar trends. We say, keep it coming!

Next: Coupons With a Twist