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#2: Check Your Savings

We recommend you have at least three to six months of living expense tucked away.  We understand that there are lots of calls on your money these days, but if there’s one thing we’ve been reminded of during this economic crisis, it's that nothing is more important than having an emergency fund.

If your savings aren’t quite what they should be, get started. The first step is always the hardest.

Make savings easy by paying yourself first every month. You can deposit the money in your savings account yourself or set up automatic deductions from your paycheck.

Not sure where to find that extra money to set aside? It’s not as hard as you might think! Here are 12 Ways to Save Money on Life’s Little Necessities.

Next: #3: Check Your Investments