• «
• »

How to Fight Back — Part 2

If a letter to the agency doesn’t do the trick, you’re not out of luck. You can complain to:

#1: The company to which you owe the money.

#2: Your state’s Consumer Protection Office. Do an internet search for “consumer protection” along with the name of your state to find the contact info you need.

#3: The Federal Trade Commission’s Bureau of Consumer Protection.

Your last resort is to sue the collector in state or federal court, but hopefully it doesn’t get that far.

Next: If the charges are wrong…