• »

We truly hope that you are never in the situation where you are dealing with a debt collector. But as this financial crisis has gotten even more serious (3.6 million jobs lost!), more and more people are finding that they can’t keep up with their bills. 

This is an incredibly stressful situation, made much worse by aggressive, relentless and sometimes unethical debt collectors. If you are dealing with debt collectors, we want you to know your rights. Debt collectors have a job to do, but that doesn’t mean they legally can harass or intimidate you. 

There are detailed rules that debt collectors must abide by and there are ways for you to respond if they are not following those rules. There are also ways for you to dispute claims if you think the charges are wrong.

So, let’s look at what you can do to fight back against debt collectors.

Next: Know the rules.