Negotiate a Lower Interest Rate

If you keep yourself out of debt and pay your bills on time, you are a credit card company’s dream!

They do not want to lose you, so that means you have the power. Give them a call to negotiate a lower interest rate on your credit card and pocket the savings. You may run into some resistance at the start of the conversation, but if you remind them how reliable a customer you have been and that you have no problem walking away, you should get what you want.

For other tips on slashing your credit card interest, click here.

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