Let's make 2011 the year you make your money work as hard for you as you work for it!

It's easier than you think. To help you get started, we've put together a list of 10 smart money moves.

These simple, easy to use tips will help you make and save money now and throughout 2011.

The clock is ticking, so don't waste another minute to get started with our Top 10 Smart Money Moves for 2011.

Next: Money Move #1: Clean Up Your Credit