#2: Is Debt Consolidation is Right for You?

If you're even considering debt consolidation, you likely have a considerable number of bills to pay every month. However, if you can still pay a large percentage of your bills on time and can pay more than the minimum, you're probably not in deep trouble quite yet.

If, though, the bills are piling up and you barely have enough to even cover the minimum payments, chances are you're on the road to big-time debt trouble - meaning that bad credit, foreclosure and even bankruptcy could be in your future.
Now's the time to act!

Next: #3: Will Debt Consolidation Affect Your Credit Score?