Then to STAY Debt-Free...

Living a debt-free life is as much about keeping your spending under control as it is about not jacking up those credit cards. So, after your debts are repaid and your creditors are fat and happy again, make sure they all stay that way.

Visit the Save More center and discover 12 Painless Ways to Save Money on Life's Little Necessities and 7 Ways to Increase Your Income

Visit the Debt Management center and find out what to do if you're Having Trouble Making Ends Meet. And once you've consolidated your debts, watch our 6 Credit Score Secrets video.

In the Retirement Center, learn the 9 Secrets to a Million Dollar Retirement and find out How Much You'll Need to Save for Retirement using our calculator.

Please pass this on to a friend or loved one who may need this debt management advice.