“Have we got a deal for you!” Yeah, right.

Everywhere you turn, there is some new pitch for an "amazing" offer … from credit cards to banks to cars, and everything in between. These slick marketers try to make it sound as if they’re doing you a favor by offering you a special opportunity to make your life better.

Let's set the record straight: It's THEIR bottom line that will improve, not YOURS.

We want to make sure you don't fall prey to any of these sneaky tricks, so we've put together nine common examples of “can’t miss” offers that you should avoid at all costs.

Read on, and you'll be ready the next time some smooth-talking salesperson or well-written letter tries to sweet talk you into one of these lousy deals.

Next: #1: Convenience checks