#1: Review and Rethink Your Investments

Whether you've lost a little or a lot in this market meltdown, you should revisit your goals and strategies - then figure out how you can get your retirement savings back on track.

First things first: Review how your nest egg is invested. Is your portfolio over weighted in any areas given recent losses?

Also re-work your numbers. Plug your most current assets, along with your investment goals at retirement, into our online retirement worksheet calculator to figure out where you need to be.

Next: #2: Don't Take Unnecessary Risks to Catch-Up