Millions of American investors, dazed, confused and upset by recent market developments and losses, are desperately seeking an attractive yield from a SAFE investment.

We have found one for your consideration…but TIME is of the essence!

We mean really timely, as good only until Friday, October 31!

Which investment? Inflation-Indexed Savings Bonds, more commonly known as "I Bonds."

There are two parts to every I Bond: a fixed rate for the 30-year life of the bond; and an inflation adjustment which changes twice per year, on May 1 and November 1.

Here's the strategy: If you buy the I Bond BEFORE the first of November, you'll lock in the current yield of 4.84% from October 1 until the end of March.

Then, you'll receive the new expected reset rate of 4.92% (which will begin on November 1) for six months beginning next April.

Even if I Bond rates drop like a rock after that six-month period, you will have had a year's worth of safe, higher than average interest rates.

If you don't like the new rate a year from now, you can cash the bonds in early after one year, the minimum mandatory holding period, but you'll pay a penalty of three months interest because you didn't hold the bonds for at least five years.

However, you still would have enjoyed a net annual interest of 3.68%...guaranteed and free from state and local taxes.

Although there is an investment limit of $5000 per calendar year, you can double that amount by buying different types on I Bonds: 5000 in paper bonds at a bank and $5000 electronically at www.treasurydirect.gov.

Your spouse can do the same for a "couples" total of $20,000 per calendar year.

But HURRY!

The window on this strategy ends at the close of business on Friday.