Step #7:
Ensure that your insurance policy is safe

If you have an insurance policy from AIG, check with your state insurance regulator's office. It appears the government’s bailout will mean that your policy will continue uninterrupted, but you should check to be sure. Life and health policies covered by your state's guaranty fund are usually capped at $300,000 per policy.

Plenty of people are now worried about the health of their insurance companies.  We recommend that your policy be rated either A or B by Weiss Ratings (now TheStreet.com ratings).

These seven simple steps should enable you to sleep well tonight in the midst of this current crisis. And don't you worry. We'll continue to closely monitor the situation and guide you every step of the way. We'll get through this together.