Step #6:
Lehman Brothers clients,
stay calm

The brokerage unit is still doing business because Barclay's in London is buying some of its assets. In the meantime, get out your last statement and confirm your portfolio with your broker. If you like your broker, call and candidly speak with him or her about future their plans. If you don't like your broker, start shopping for a new firm today.

Here's how to hand pick a top-of-the-line broker.

Next: Ensure your insurance is safe