Warning Signs Your Bank Could Be in Trouble

Here are a few tell-tale signs that your bank may (and I repeat may) be facing trouble. Watch out for massive employee cutbacks and layoffs. Be suspicious of unusually generous offers to get or keep your business. The same goes for outlandish CD/savings rates, far above current market rates. Remember: If it seems too good to be true, it probably is. Also be wary if your bank is not accepting new loan applications or if they start cutting dividends.

Keep in mind, these aren't guaranteed signs of trouble at your bank, but they do signal the potential for shakiness.

What if the worst happens?