Retirement Planning Secret #8:
Live a Frugal Life!

That’s right — get back to the basics and focus on NOT overspending. 

So instead of going to a restaurant for a bite, consider packing up some fruit and cheese and head out for a picnic!

Here’s another example: The next time you need to buy a car, get a used one instead. You can save HUNDREDS on your monthly car payment and your new wheels may look so good that no one will be the wiser that it’s not a brand new car. (See How to Buy a Used Luxury Car here.)

Apply this mode of thinking to every facet of your life and you’ll see how being penny-wise (but NOT pound-foolish) can make you rich!

Next: Million Dollar Secret #9: Slash Costs on Everyday Expenses