#1: "We'll Grow Your Money As Slowly As We Can!"

There's often no rhyme or reason as to what interest rate a bank may use to pay into your interest-bearing account.

Suffice it to say your bank is building in a LOT of margin. For example, you could have a money market account that's only paying 1% in interest... Do you think your bank is earning 1% on YOUR money? Heck, no! It's probably at least two to three times that!

So instead of a traditional bank savings account, consider spreading your wealth among low-risk investments, such as CDs.