This article is not going to win us any friends in the banking industry, but we don't care. Our job is to look out for you and we think it's high time someone exposed the ludicrous ways banks are making profits eating away at your hard earned money. Overdraft fees alone will generate $38.5 billion this year!

Since 1945, bank fees have raised from 35% to 50% of banks' income, according to R. K. Hammer Investment Bankers, a financial services consultant in Thousand Oaks, California. We're talking fees for cash transfers, bounced checks, balances below a certain level, ATM transactions, dormant accounts, money orders, stopped checks, lost safe-deposit keys and more.

Well it seems that Washington has taken notice, too.  On the heels of passing sweeping credit card regulations, Congress has its eye on "criminal" bank fees.

We applaud any effort that helps consumers, but we all know how long it takes the government to do anything.  The good news is that you don't need Washington to fight this battle for you.  We're going to show you six ways to fight back against bank fees today.

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