Need a new car but afraid of overpaying if you lease instead of buy? You're not alone. There are so many buzzwords in the leasing process, some people feel they need a translator. Here are two websites that will help you determine whether to purchase or lease a car.

Leasing makes sense if you like to change vehicles every 2 or 3 years or if you usually buy new before the car loan is paid.

To help you stack the deck in your favor, visit www.leasecompare.com.

Start by choosing a car. Then you have 2 choices to help you decide. Either use a market-based price which www.leasecompare.com provides, or check out the price you may have already negotiated with the dealer.

If you're already negotiated a lease through the car marker's own financing company, in other words, a subsidized lease, www.leasecompare.com.

But www.edmunds.com does. Get the pricing of the car you want and click on incentives.

With either site you'll be in the driver's seat.

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