According to the Society of Actuaries, today's crop of retirees could live into their 90s. But will their bank accounts?

38% of retirees are afraid they will deplete their savings and be left with nothing more than social security.

One way to fix this potential problem is to delay starting social security payments for as long as you can. If you're 62 now, by holding off on those checks until age 70, it would increase your income by 76%. And of course social security is protected from inflation each year by cost of living increases.

To learn more about many retirement issues, check out the website www.analyzenow.com.

Many smart strategies exist that don't require taking on more risk with your money.

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